Live Spot Gold
BidAsk
$0.00$0.00
LowHigh
$0.00$0.00
Change
0.000.00%
Gold
AMPM
$1,623.50$0.00
Silver
$28.43
Platinum
AMPM
$1,486.00$1,484.00
Palladium
AMPM
$626.00$628.00
Market Summary

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Terms and Conditions

Cashitin.com’s Terms & Conditions

Thank you for visiting Cashitin.com!  Cashitin.com (the “Site”) is operated by Jewelry By Marcus (“we,” “us” or “our”) and allows you to:  (a) participate in interactive features that we may make available such as selling your previously owned jewelry and other items containing precious metals (“Jewelry”) to us for processing, melting and/or refining (“Services”); (b) simply viewing this Site; or (c) buying Jewelry from us..  This Terms of Use Agreement (this “Agreement”) and our Privacy Policy, which is incorporated by reference as if fully set forth herein, ( http://www.cashitin.com/privacy-policy/ ) govern your use of this Site.

1. Your Use of this Site and Affirmative Representations.


When you use this Site, you represent that:  (a) the information you submit is truthful and accurate; (b) you will update your contact information if it changes so that we can contact you; (c) you are not violating any applicable law or regulation; (d) you are 18 years of age or older; (e) you are the legal owner of any Jewelry that you sell or are attempting to sell to us; and (f) you are selling or are attempting to sell Jewelry on your own behalf and are not an agent or a representative of a third party.

By shipping your goods to us or by placing a purchase order with us, you are agreeing to all terms and conditions set forth herein and affirming, under penalty of perjury, that the information supplied by you is true and correct and that you are 18 years of age or older and the lawful owner of the property that is the subject of your transaction with us. We reserve the right to request documentation and other proof of compliance with the requirements contained in this Section 1.

Please note that in order to process your jewelry or your purchase order, you MUST supply all requested personal identification information. The failure to provide the requested information will delay processing of your jewelry and sending you your check or fast cash-direct deposit or your purchase order.
BY ACCEPTING THE TERMS OF THIS AGREEMENT, YOU WAIVE AND HOLD US HARMLESS FROM ANY CLAIMS RESULTING FROM INVESTIGATIONS BY LAW ENFORCEMENT AUTHORITIES.


2. Shipping and Appraisal Process, Requesting and Accepting/Rejecting a Quote, Payment, Returns and Guaranty Against Loss.

2.1 Shipping your Jewelry to Us.


To request a free, insured Jewelry Return Pack, please complete the on-line form located on the Site, and then click the button to submit your information or telephone one of our representatives at 800-465-3007 to request a Jewelry Return Pack.  Your Jewelry Return Pack will be mailed within approximately 24 hours to the address you entered on the on-line form or that you provided to our representatives.
Please include with your shipment a complete inventory of your Jewelry. In the event your Jewelry Return Pack arrives at our facilities and any items of your Jewelry are missing or lost from your Jewelry Return Pack and such items are not listed on the included inventory list, we will not be responsible for such lost or missing Jewelry.
All Jewelry which is insured by us must be sent through the US Postal Service (“USPS”) in the Jewelry Return Pack we provide you.  Once you receive your Jewelry Return Pack, simply place your unwanted jewelry into the security pack included in the Jewelry Return Pack, place the security pack in any box or envelope that meets USPS packaging requirements, and ship your Jewelry to us from any USPS location.
JEWELRY SHIPPED THROUGH USPS TO US PURSUANT TO THE RETURN PACKAGING WILL BE INSURED FOR UP TO $100 ONLY IF YOU CALL AND REQUEST INSURANCE. If you plan to ship us Jewelry with a value in excess of $100 please call us at 800-465-3007 or email us at info@cashitin.com and tell us the name of your shipper and the amount of insurance that you have purchased for the pack so we can notate this information in your file. Please note that you are responsible for purchasing any additional insurance necessary for your pack. Please note that when shipping your Jewelry to us we only provide customers with USPS return packaging through our Web site.  If you wish to use USPS and you believe your Jewelry is worth more than the amount of insurance we provide for the shipment method you have selected, you must obtain the applicable shipping label and additional necessary insurance directly from USPS. We reserve the right, in our sole discretion, to reject delivery of any envelope or package that appears to be damaged, opened or tampered with, and we will return these envelopes or packages to you by means of USPS.  We will have no liability to you for returning envelopes or packages in this manner. If you select USPS as your shipper you can take advantage of the USPS Tracking and Delivery Confirmation Program (the “Confirmation Program”), by taking your Jewelry Return Pack to your local USPS facility for mailing. Under the Confirmation Program, once your package is received and once payment is sent, you will receive a confirmation e-mail.  If you desire proof of shipping by USPS for your Jewelry Return Pack please take your Pack to your local USPS facility and have it scanned into the USPS system. By using the bar coded number on your Jewelry Return Pack, you can go to www.usps.com and print a receipt confirming delivery of your Jewelry Return Pack at your USPS facility. If you choose to place your Jewelry Return Pack in your mailbox, you can still use the bar coded number on Jewelry Return Pack, and go to www.usps.com and print a receipt confirming delivery of your Pack to our Postal Facility. Please contact us at 1800-465-3007 should you have any questions. PLEASE NOTE THAT JEWELRY RETURN PACKS SHIPPED USING DELIVERY CONFIRMATION ARE NOT COVERED BY INSURANCE UNLESS USPS CAN CONFIRM RECEIPT OF THE PACK, THROUGH A VERIFIED DELIVERY SCAN, AT OUR USPS POSTAL FACILITY.

2.2 Jewelry Appraisal.

Upon receipt of your Jewelry, we will weigh and evaluate your Jewelry.  We purchase Jewelry for processing, melting and/or refining, not for resale except as provided pursuant to this Section 2.2.  EXCEPT FOR SMALL DIAMONDS, PRICES FOR JEWELRY ARE BASED SOLELY ON THE WEIGHT OF THE PRECIOUS METALS IN YOUR JEWELRY AND KARAT GRADE CONTAINED IN YOUR JEWELRY, NOT ON ITS POTENTIAL VALUE IF RESOLD INTACT.  For this reason, we cannot pay for gemstones in your Jewelry other than small diamonds. Prices for small diamonds are based upon carat weight, color, clarity, cut and shape.  WE WILL NOT PAY YOU FOR ITEMS OF JEWELRY DETERMINED TO CONTAIN MINIMAL OR NO IDENTIFIABLE PRECIOUS METAL (“NON-PRECIOUS ITEMS”).


2.3 Requesting a Quote.

You may request that we provide you with a verbal quote for your Jewelry by including a note in the package you send to us or by calling us at 1-800-465-3007.  If you do not request a quote, we will assume that you do not want a quote, and we will evaluate your Jewelry and either send you a check or wire your payment into your account if you selected the Fast Cash-direct deposit option.
IF YOU WANT A QUOTE, WE RECOMMEND THAT YOU REQUEST THE QUOTE ON OR BEFORE THE DATE YOU SHIP YOUR JEWELRY TO US.  If we do not receive your request for a quote by the time we receive your Jewelry, we will not be able to provide you with a quote.

2.4 Accepting/Rejecting a Quote.


If you wish to accept the quote you will need to do so when one of our customer service representatives provides you with the quote on the telephone.  We may, in our sole discretion, record the call as permitted by law. If you accept the quote during the call, you will be deemed to have accepted our offer.  UPON ACCEPTANCE BY YOU OF THE TELEPHONE QUOTE, PAYMENT WILL BE ISSUED BY US WITHIN TWENTY FOUR (24) HOURS OF SUCH ACCEPTANCE, AND THE FIFTH (5) DAY CUSTOMER SATISFACTION HOLDING PERIOD GUARANTY WILL NO LONGER BE APPLICABLE TO SUCH TRANSACTION AND IS THEREFORE WAIVED BY YOU.
If you do not accept the quote, we will return your Jewelry to you free of charge. We will, in our sole discretion, choose the return carrier, insurance and receipt verification method for each transaction. WE WILL INSURE YOUR JEWELRY FOR NO MORE THAN THE AMOUNT WE OFFER YOU FOR YOUR JEWELRY, (REGARDLESS OF WHAT YOU INSURE THE JEWELRY FOR WHEN YOU MAILED IT TO US), UNLESS YOU NOTIFY US BY PHONE AT 1-800-465-3007 THAT YOU AGREE TO PAY FOR THE ADDITIONAL INSURANCE YOU REQUEST.  IF YOU BELIEVE YOUR JEWELRY IS WORTH MORE THAN $100, WE RECOMMEND THAT YOU INSURE YOUR RETURN SHIPMENT FOR THE VALUE YOU THINK IT IS WORTH.


2.5 Payment.

a. General Payment Terms.

You may select one of two payment options:  (a) Fast Cash-direct deposit; or (b) check.  If you would like to request payment by Fast Cash-direct deposit, please provide the required information as set forth in the Jewelry Return Pack we provide you and send the information with your shipment.  If you prefer to be paid by Fast Cash-direct deposit, we will deposit the fees in your account within approximately 24 hours of receipt of your Jewelry.  If you prefer to be paid by check, we will issue you a check within approximately 24 hours of processing of Jewelry.

b. Fast Cash Payment Terms.

If you elect Fast Cash-direct deposit, please provide us with a voided check and sign the Fast Cash election form.  In order to qualify for Fast Cash-direct deposit the amount we pay you for your Jewelry must be at least $20 after the deduction for the $8.50 fee. PLEASE NOTE THAT THERE IS A $8.50 FEE FOR DIRECT DEPOSIT THAT WE WILL DEDUCT FROM THE MONEY WE WIRE INTO YOUR ACCOUNT. PLEASE ALSO NOTE THAT BY ELECTING PAYMENT BY FAST CASH-DIRECT DEPOSIT YOU WAIVE THE 12 DAY RETURN POLICY.


2.6 Returns.

a. General Return Terms.

IF YOU ELECTED PAYMENT BY CHECK AND YOU CHANGE YOUR MIND ABOUT SELLING YOUR JEWELRY YOU MUST NOTIFY US EITHER BY EMAIL OR BY PHONE NO LATER THAN 5 DAYS AFTER THE DATE UPON WHICH WE ISSUE PAYMENT TO YOU. If we do not hear from you within fifth (5) days of the date on the check we mailed to you, your Jewelry will be processed. YOU MUST RETURN THE CHECK AND WE MUST RECEIVE THE CHECK BEFORE WE WILL RETURN YOUR JEWELRY. This 5-day return period cannot be altered for any reason. We will not be responsible for any loss or damages of any kind if you do not contact us within this 5 day return period for return of Jewelry.
You must return your check to us within 14 days of the date upon which you notified us that you were rejecting our offer. This 14-day period cannot be altered for any reason, and we will not be responsible for any loss or damage of any kind to your Jewelry. If we do not receive your check within this period of time, the Jewelry will be processed and we will no longer be able to return it to you.
Upon our receipt of your check within 14 days, we will return the Jewelry to you. All Jewelry will be shipped back to you via UPS signature required, unless you require shipment to a P.O. Box. If you require shipment to a PO Box then we will return your items via USPS. Your items will be insured for no more than the amount we offer you (regardless of what you insure the Jewelry for when you mail it to us), unless you notify us by phone or by email that you agree to pay for the additional insurance you request and remit payment to us prior to shipment.

b. Return of Non-Precious Items.

In the event any of your Jewelry is determined to be a Non-Precious Item we will not pay you for it. HOWEVER, WE WILL RETURN SUCH ITEMS DEEMED TO BE NON-PRECIOUS ITEMS TO YOU BUT ONLY IF YOU NOTIFY US EITHER BY EMAIL OR BY PHONE NO LATER THAN 12 DAYS AFTER THE DATE OF OUR LETTER TO YOU INDICATING YOUR JEWELRY CONSISTED OF NON-PRECIOUS ITEMS (“NON-PRECIOUS ITEMS LETTER”) OR THE DATE OF OUR INVOICE TO YOU STATING THAT SOME OF YOUR JEWELRY CONSISTED OF NON-PRECIOUS ITEMS.
IN THE EVENT YOU DO NOT NOTIFY US EITHER BY EMAIL OR BY PHONE WITHIN 5 DAYS OF THE DATE OF OUR NON-PRECIOUS ITEMS LETTER OR THE DATE OF OUR INVOICE, YOUR NON-PRECIOUS ITEMS WILL NOT BE RETURNED TO YOU AND WILL BE DISPOSED OF BY US. This 5-day return period cannot be altered for any reason. We will not be responsible for any loss or damage of any kind if you do not contact us within this 5 day return period for return of your Non-Precious Items.

2.7 Guaranty Against Loss.

a. Jewelry Lost When You Initially Ship Your Jewelry to Us

Subject to any restrictions in this Agreement or on this Site, if you ship your Jewelry to us and your Jewelry is lost in the mail, we will compensate you for the loss of your Jewelry for the amounts set forth in Section 2.1, subject to any limitations contained in this Agreement, provided that you properly pack and ship your Jewelry to us in accordance with the terms of this Agreement and the Site. In order to submit an claim for lost Jewelry, you may be requested by us to provide the necessary appraisals or documentation to prove its value and to submit that documentation with your claim information within the time period specified herein.

b. Jewelry Lost When We Ship Jewelry Back to You

When we ship your Jewelry back to you, it is insured for up to $100. If your Jewelry is lost in the mail, we will pay you the amount that we offer you for your Jewelry up to $100 subject to any other restrictions or limitations contained in this Agreement or on this Site.

c. Claim Process

If you wish to submit a claim to us for lost Jewelry, you must immediately contact us at claims@cashitin.com or 1-800-465-3007 and request a claim form.  You must fully complete the form, sign the form, attach a copy of your valid state or government issued identification card and mail it to us at Jewelry by Marcus, 211 Cedar Rd., New Milford, NJ 07646 within 60 days from the date you received notice that your jewelry was lost (“60 Day Notice Period”). You must include all supporting documents with the completed, signed form.  Failure to properly complete, sign  and return the claim form along with a valid State or Government Issued Identification card  within the 60 Day Notice Period  shall render your claim void, In addition, if you fail to  provide sufficient proof that the Jewelry was mailed to us  your claim may be denied. 
ONCE YOU HAVE MADE a claim for LOST JEWELRY shipped through USPS or UPS, WE REQUIRE YOU TO PURCHASE YOUR OWN INSURANCE for any future Jewelry you ship to us, as we will not provide insurance for your jewelry. ONLY ONE CLAIM IS PERMITTED PER CUSTOMER OR HOUSEHOLD. MULTIPLE CLAIMS BY THE SAME CUSTOMER OR HOUSEHOLD ARE VOID AND WILL BE DENIED.
PLEASE BE ADVISED THAT THE SUBMISSION OF A FALSE CLAIM FOR LOST, DAMAGED OR MISSING USPS MAIL IS A FEDERAL OFFENSE SUBJECT TO CRIMINAL SANCTIONS.

3. Placing a Purchase Order

(a) Client may place an order with a Cashitin.com Account Executive by telephone which will have the same effect as if the order was placed in writing. Client’s telephonic order will be confirmed during a tape recorded confirmation with a Client Service Representative to ensure the details of the order are correct and will include the price, quantity, method of payment and other material terms of the order (orders below $1,000.00 will not be subject to taped confirmation).  Bullion orders cannot be accepted prior to our receipt of good funds.

(b) We will send a written confirmation of each order. Client will have five (5) days from the date of the trade confirmation to report any inaccuracies or discrepancies to Client’s Account Executive or our Director of Business Affairs.  If the Client does not report inaccuracies or discrepancies within this time period, Client waives any objections the Client may have.

4. Deliveries

We can deliver within seven (7) days of cleared payment.

(a) We will deliver Client’s purchases within twenty-eight (28) calendar days (or such lesser period as required by law) of receipt of good funds by delivering the products to the Client’s shipping address.  If Client requests delayed delivery, we will deliver Client’s purchases to storage pending delivery to client.

5. Buybacks

There will be no refunds, only buybacks.

6. Client Representations

(a) Client is of legal age and capacity to enter into this Agreement. If the account owner is other than an individual, Client represents that he or she is fully authorized to act on the owner’s behalf.

(b) Client represents that all of Client’s transactions shall be for investment or other purposes and not for any personal, family, household or other consumer purposes.

(c) If this Agreement is signed by more than one person, Client authorizes us to follow the instructions of any signer without notice to or consent from the others. If conflicting instructions are received. we will follow the first.  If one signer becomes disabled or incompetent, this Agreement survives and we may rely on instructions of any other signer. Client will notify us promptly of the death of any signer by providing a certified death certificate. Upon proof of death, we will treat the account balance as belonging solely to the estate or lawful heirs. In all cases, a decedent’s estate will remain fully liable for all obligations incurred up to the day of death and the estate shall be liable for all obligations incurred thereafter. Client agrees to hold us harmless against any loss, liability, cost or expense, including reasonable attorneys’ fees, resulting from any action taken by us in reliance upon this paragraph.  Notwithstanding the above, we may require such papers, additional consents, restrict activity in the account and/or retain all or part of the account balance as we deem advisable at our sole discretion for our protection.

7. Arbitration Agreement

(a) CLIENT AGREES TO ARBITRATE ALL CONTROVERSIES BETWEEN CLIENT AND US INCLUDING ANY OF OUR CURRENT OR FORMER OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS ARISING OUT OF OR RELATING IN ANY WAY TO ANY TRANSACTION WITH US, CLIENT’S ACCOUNT, ANY ACCOUNT THAT CLIENT CAUSES TO BE OPENED IN THE FUTURE, OR ANY SERVICE PROVIDED BY US, INCLUDING BUT NOT LIMITED TO TRANSACTIONS OF ANY KIND MADE ON CLIENT’S BEHALF. THIS ARBITRATION AGREEMENT INCLUDES DETERMINATION OF THE SCOPE OR APPLICABILITY OF THIS AGREEMENT TO ARBITRATE.

(b) The parties agree that any arbitration will be administered by JAMS under its Comprehensive Arbitration Rules and Procedures when the amount in controversy is greater than $250,000 and JAMS’ Streamlined Arbitration Rules when the amount in controversy is less than or equal to $250,00.00.  The arbitration proceedings shall be kept in strictest confidence. The parties agree the exclusive venue for arbitration proceedings, including any arbitration hearing, will be Bergen County, NJ. The parties further agree to the personal jurisdiction of the Superior Court of New Jersey, Bergen County, to enforce these arbitration provisions described in this Agreement. Client makes this arbitration agreement on his or her behalf and on behalf of client’s heirs, administrators, executors, successors and assigns and all persons claiming a beneficial interest in Client’s account.

(c) If any party unsuccessfully resists arbitration or the confirmation or enforcement of an arbitration award rendered under this Agreement, then all costs, attorneys’ fees, and expenses incurred by the other party or parties in compelling arbitration or confirming or enforcing the award shall be fully assessed against and paid by the other party resisting confirmation or enforcement of the award.

(d) Client agrees that any claim arbitration, lawsuit, legal action, dispute or proceeding of any kind arising out of or relating to any transaction between Client and us is barred unless commenced within one (1) year from the date of that transaction. Client acknowledges that, but for this waiver, he or she might have a longer time period to initiate a claim under state or federal law.

(e) BY SIGNING BELOW, CLIENT CONFIRMS THAT HE OR SHE HAS READ AND UNDERSTOOD THIS SECTION AND VOLUNTARILY AGREES TO BINDING ARBITRATION.  IN DOING SO, CLIENT VOLUNTARILY GIVES UP IMPORTANT CONSTITUTIONAL RIGHTS TO TRIAL BY JUDGE OR JURY, AS WELL AS RIGHTS TO APPEAL

________________________________
8. Rules Governing Your Use of this Site.

You are entirely responsible for any harm resulting from your use of this Site.  You represent and warrant that:
(a) you will not use this Site for any unauthorized purpose including collecting user names and/or email addresses of other users by electronic or other means for the purpose of sending unsolicited email or other electronic communications;
(b)  you will not access this Site through the use of scripts, bots or other automated means;
(c) you will not access this Site through any means other than through the interface that we provide to you or engage in unauthorized framing of, or linking to, this Site unless otherwise specifically authorized by us in a separate written agreement;
(d) you will not transmit chain letters, bulk or junk email or interfere with, disrupt, or create an undue burden on this Site or the networks or services connected to this Site, including, without limitation, hacking into this Site;
(e) you will not impersonate any other person or entity, provide false or misleading identification or address information, or invade the privacy, or violate the personal or proprietary right, of any person or entity;
(f) you will not circumvent, disable or otherwise interfere with security related features of this Site or features that prevent or restrict use or copying of any Site Content (as defined in Section 10 below) or enforce limitations on use of this Site or the Site  Content; or
(g) you will not cause to appear any pop-up, pop-under, exit windows, expanding buttons, banners, advertisements or anything else that minimizes, covers or inhibits the full display of this Site.

9. Grant of License to Us for Contributions.

We need a license from you so that we can use your feedback, materials, questions, comments, suggestions, ideas, plans, notes or other information about us, this Site and/or the services made available on this Site (“Contributions”) on this Site or elsewhere.  By making a Contribution to this Site, you grant to us a perpetual, non-exclusive (meaning you are free to license your Contribution to anyone else in addition to us), fully-paid, and royalty-free (meaning that we are not required to pay you to use your Contribution), sub licensable (meaning that we can sublicense our rights to, for example, third party hosted service providers) and worldwide (because the Internet and this Site are global in reach) license to use, modify, create derivative works of, publicly perform publicly display, reproduce, rent, resell and distribute the Contribution for any purpose, commercial or otherwise.
You further grant us the right to use the name that you submit in connection with your Contributions.  You acknowledge that this license does not obligate us to use your name in connection with your Contributions.
We are not required to treat any Contributions as confidential.
You are solely responsible for the Contributions you send us through the Site and you acknowledge and agree that we do not assume or have any liability for any action or inaction by us with respect to your Contributions.
We reserve the right to comply and cooperate with any and all legal requirements, legal authorities and/or law enforcement agencies, whether required or ordered to do so or not, regarding the investigation of, or request to disclose, information related to Contributions provided by you or the identity of you.

10. Our Intellectual Property Rights.

The entire contents and design of the Site are protected under U.S. and international copyright and trademark laws.  The Site is owned and operated by us and unless specifically stated or otherwise indicated, all content, including, but not limited to, trademarks, logos, trade names, text, data, messages, pictures, images, video, audio, graphics, buttons, data compilations, icons, code, links, or other electronic files or things that can be uploaded, downloaded, copied from, or posted on the Internet (referred to hereafter as “Site Content”) and protected by intellectual property laws.
The Site is for your own personal noncommercial use.  You may download materials for personal use only.   You may not modify, distribute, transmit, display, or publish any materials contained on the Site without the prior written permission of us or the appropriate copyright owner.  Please refer to the copyright notice for more information.
Site Content owned by third parties available on the Site is used by us pursuant to a license from a third party.  Accordingly, you may not modify, distribute, transmit, display, or publish any materials on the Site, including Site Content owned by third parties, without the prior written permission of us.

11. Copyright Infringement.


If you believe that any Site Content infringes your copyright and you want the Site Content removed from the Site, please send a detailed message to:
Web Master
Jewelry By Marcus
653 Rt. 46 W., Booth #17
Fairfield, NJ 07004-1556
800-465-3007
info@cashitin.com

Under the Digital Millennium Copyright Act, the following information must be included in the message to us:
(i) A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
(ii) Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site.
(iii) Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit the service provider to locate the material.
(iv) Information reasonably sufficient to permit the service provider to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted.
(v) A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law.
(vi) A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

12. Linking.


12.1 External Links


The Site may contain links to external, third party sites along with relevant commentary or summaries.
By providing links to other sites, we do not guarantee, approve or endorse the information or products available on those sites, nor does a link indicate any association with or endorsement by us or the Site.
We do not operate or control and have no responsibility for the information, products and/or services found on any external sites.  Nor do we represent or endorse the accuracy or reliability of any information, products and/or services provided on or through any external sites, including, without limitation, warranties of any kind, either express or implied, warranties of title or non-infringement or implied warranties of merchantability or fitness for a particular purpose.
You assume complete responsibility and risk in your use of any external sites. You should direct any concerns regarding any external link to its site administrator or webmaster.  Any access or use of external links and sites is subject to those sites’ terms and conditions/use and privacy policies and should be reviewed accordingly.

12.2 Links to the Site


In general, you are free to establish links to the Site so long as the link does not cause any confusion or imply affiliation with, or sponsorship by, us.

13. Advertising.


The Site may contain advertisements.  These advertisements may contain links to the advertisers’ sites.
By allowing third parties to advertise on the Site, we do not guarantee, approve or endorse the information, products or services being advertised, nor does the advertisement indicate any association with or endorsement by us or the Site of the advertiser or advertised service or product.
We do not operate or control and have no responsibility for the information, products and/or services found on any external sites linked to through an online advertisement.  Nor do we represent or endorse the accuracy or reliability of any information, products and/or services provided on or through any external sites, including, without limitation, warranties of any kind, either express or implied, warranties of title or non-infringement or implied warranties of merchantability or fitness for a particular purpose.
You assume complete responsibility and risk in your reliance on information contained in any advertisement or the use of any external sites. You should direct any concerns regarding any advertised service or product or an external link to the advertiser or its site administrator or webmaster.  Any access or use of external links and sites is subject to those sites’ terms and conditions/use and privacy policies and should be reviewed accordingly.

14. Survival.

Even after your use of this site has ended, this Agreement shall remain in effect.

15. Modifications.

The Internet and technology are rapidly changing.  Accordingly, we may modify this Agreement from time to time.  We will contact you if we do so, which is why it is important that you immediately notify us if your email address changes.  We will also put any revised versions of this Agreement on this Site with a notice advising of the change.  You should therefore regularly check this Site for any announcements about revisions and you must keep your contact information current to ensure you are informed of any changes.

16. Disputes with Us, Choice of Law and Forum, Limitation on the Time to File Actions and Attorney’s Fees.

16.1 The Convention for the International Sale of Goods.


The Convention for the International Sale of Goods shall not apply.

16.2 Limitation on the Time to File Actions.


To the extent permitted by law, you agree that regardless of any statute or law to the contrary, you must file any claim or cause of action arising out of or related to your use of this Site or any services we offer no later than one year after the claim or cause of action arose, otherwise these claims will be forever barred.

16.3 New Jersey Jurisdiction.

You agree that: (i) our Site and our Services shall be deemed solely based in the State of New Jersey; and (ii) we shall be deemed a passive Web site and our Services do not give rise to personal jurisdiction over us, either specific or general, in jurisdictions other than the State of New Jersey.

16.4 Forum and Venue.

You and we agree to submit all disputes between us to the exclusive jurisdiction of the state and federal courts located in New Jersey. Each party shall reimburse the other party for any and all costs incurred by the party in defending such foregoing civil action filed or attempted to be filed by the other party in any jurisdiction outside of New Jersey, including but not limited to attorney’s fees, except for an injunctive action regarding a breach or threatened breach of any provision of this Agreement by you.

17. Disclaimers.

OTHER THEN THOSE WARRANITES EXPRESSLY SET FORTH IN THIS AGREEMENT, ALL CONTRIBUTIONS OR ANY OTHER SITE CONTENTS OR ITEMS PROVIDED THROUGH THIS SITE ARE PROVIDED “AS IS” AND “AS AVAILABLE”, WITHOUT WARRANTY OR CONDITIONS OF ANY KIND.  SUBJECT TO THE EXPRESS TERMS OF THIS AGREEMENT, YOU AGREE THAT YOUR USE OF THIS SITE AND OUR SERVICES WILL BE AT YOUR SOLE RISK AND TO THE FULLEST EXTENT PERMITTED BY LAW, WE AND EACH OF OUR ADVERTISERS, LICENSORS, SUPPLIERS, OFFICERS, DIRECTORS, INVESTORS, EMPLOYEES, AGENTS, SERVICE PROVIDERS AND OTHER CONTRACTORS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED IN CONNECTION WITH THIS SITE AND YOUR USE OF IT AND OUR SERVICES.
OTHER THEN THOSE WARRANITES EXPRESSLY SET FORTH IN THIS AGREEMENT, WE MAKE NO REPRESENTATIONS OR WARRANTIES ABOUT AND ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (A) UNAUTHORIZED ACCESS TO OR USE OF OUR SERVERS AND/OR ANY PERSONAL OR FINANCIAL INFORMATION STORED ON THEM, (B) INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THIS SITE AND/OR (C) BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THIS SITE BY A THIRD PARTY.
SOME STATES OR JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF CERTAIN WARRANTIES, OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF YOU LIVE IN ONE OF THESE JURISDICTIONS, THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU.

18. No Subrogation.

IN NO EVENT WILL EITHER PARTY BE LIABLE FOR ANY SUBROGATION CLAIM BROUGHT BY THE OTHER PARTY’S INSURANCE CARRIER.  EACH PARTY EXPRESSLY WAIVES ANY SUBROGATION CLAIM ON BEHALF OF ITSELF AND ON BEHALF OF ITS INSURANCE CARRIER(S).

19. Limited Liability.

IN NO EVENT SHALL WE BE LIABLE TO YOU OR ANY THIRD PARTY (INCLUDING WITHOUT LIMITATION YOUR INSURANCE CARRIER) FOR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS OR DAMAGES ARISING FROM YOUR USE OF THIS SITE, CONTRIBUTIONS, OUR SERVICES OR THE SITE CONTENTS.
NOTWITHSTANDING ANYTHING TO THE CONTRARY SET FORTH IN THIS AGREEMENT, OUR LIABILITY TO YOU WITH RESPECT TO ANY LOSS OR DAMAGE SUFFERED BY YOU OR BY ANY THIRD PARTY ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE OR  PERFORMANCE OF ANY OF OUR SERVICES, WHETHER IN CONTRACT, TORT OR FOR BREACH OF STATUTORY DUTY OR IN ANY OTHER WAY SHALL NOT EXCEED THE LESSER OF THE FOLLOWING:  (A) ONE-THIRD OF THE APPRAISED VALUE OF ALL THE JEWELRY THAT YOU SUBMIT TO US, WHICH APPRAISAL WAS ISSUED BY A THIRD PARTY CERTIFIED APPRAISER PRIOR TO THE TIME YOU SHIPPED THE JEWELRY TO US; OR (B) ONE HUNDRED DOLLARS ($100).

20. Indemnity.

You agree to indemnify and hold us, our subsidiaries, affiliates, and licensors and their respective officers, agents, partners and employees, harmless from any loss, liability, claim, or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your Contributions, our Services, your use of this Site or the Site  Contents in violation of this Agreement and/or arising from a breach of this Agreement and/or any breach of your representations and warranties set forth above.

21. Entire Agreement.

This Agreement constitutes the entire agreement between you and us regarding the use of this Site and supersedes any prior or contemporaneous understandings and agreements between you and us related to its subject matter.

22. Independent Contractors.

Nothing in this Agreement shall be deemed to create an agency, partnership, joint venture, employee-employer or franchisor-franchisee relationship of any kind between us and you.

23. No Third Party Beneficiaries.

This Agreement is between you and us.  There are no third party beneficiaries to this Agreement.

24. Section Titles.

The section titles in this Agreement are for convenience only and have no legal or contractual effect.

25. Non-Waiver.

Our failure to exercise or enforce any right or provision of this Agreement shall not operate as a waiver of such right or provision.

26. Severability.

The parties agree that each provision of this Agreement is intended to be construed to be enforceable to the fullest extent possible.  If any provision or part of a provision of this Agreement is held to be unlawful, void, or unenforceable, that provision or part of the provision shall be deemed severable from this Agreement and not affect the validity and enforceability of any remaining provisions.

27. Electronic Communications

When you visit our Site or send email to us, you are communicating with us electronically. You consent to receive communications from us electronically. Although we may choose to communicate with you by regular mail, we may also choose to communicate with you by e-mail or by posting notices on our Site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

28. Assignment.

You may not assign your rights under this Agreement to any third party; we may assign our rights under this Agreement without condition.

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